Employer Obtained Credit Report

Has An Employer Obtained Your Credit Score?

The Fair Credit Reporting Act (FCRA) is designed to protect consumers from variety of credit-related issues, even in the context of getting a job.

Many employers conduct background checks on potential employees, which may include a credit check. They are, however, required to notify you if this is part of their screening process. You may have a legal cause of action if:

  • The employer failed to disclose that it obtained your credit report
  • You were not hired or have suffered any other adverse action due to errors on your credit report
  • The report was falsely obtained or viewed by an unauthorized party

An employer must notify you before its use of a background report to give you an opportunity to dispute any errors. If you were not hired based on the report, the employer must provide you with a copy of that report. If there are errors on the report, and you previously asked a credit reporting agency to correct them, the credit reporting agency may also be liable.

The Marshall Law Firm can help you fight for compensation for any credit reporting issues that have had a negative impact on your life and your finances.

Contact the Marshall Law Firm Today

To schedule a free consultation, please call 925-575-7105 or submit your complaint online. Most cases are taken on a contingency basis.